SAFE & SECURE RETIREMENT SAVINGS! 5.00% APY 11-MONTH IRA CERTIFICATE* $1,000 minimum balance WORRIED ABOUT YOUR RETIREMENT SAVINGS? Consider an IRA certificate from MCCU. NO SURPRISES. You are protected from the ups and downs of the market. ACCESS TO FUNDS. Quarterly dividend payouts provide you with access to cash. TOTALLY FREE! No transfer, transaction or administration fees. Visit membersccu.org or any branch to protect your hard-earned savings. MEMBERS COOPERATIVE CREDIT UNION *$1,000 minimum balance required for stated APY, and stated APY only offered for certificates opened during a limited time as determined in the salle discretion of MCCU. 11-month certificate will renew to a 12-month term if not withdrawn. Penalty will be imposed for early withdrawal. Membership required. Insured by NCUA. SAFE & SECURE RETIREMENT SAVINGS ! 5.00 % APY 11 - MONTH IRA CERTIFICATE * $ 1,000 minimum balance WORRIED ABOUT YOUR RETIREMENT SAVINGS ? Consider an IRA certificate from MCCU . NO SURPRISES . You are protected from the ups and downs of the market . ACCESS TO FUNDS . Quarterly dividend payouts provide you with access to cash . TOTALLY FREE ! No transfer , transaction or administration fees . Visit membersccu.org or any branch to protect your hard - earned savings . MEMBERS COOPERATIVE CREDIT UNION * $ 1,000 minimum balance required for stated APY , and stated APY only offered for certificates opened during a limited time as determined in the salle discretion of MCCU . 11 - month certificate will renew to a 12 - month term if not withdrawn . Penalty will be imposed for early withdrawal . Membership required . Insured by NCUA .